Virginia Beach, Virginia, offers a unique coastal living experience that combines the allure of the Atlantic Ocean with a vibrant city life. Known for its expansive sandy beaches, world-class surf, and bustling boardwalk, Virginia Beach is a haven for those who love the water and outdoor activities. Beyond its natural beauty, the city boasts a rich cultural scene, with numerous festivals, concerts, and art shows throughout the year. From the serene neighborhoods of Sandbridge to the historic charm of the Oceanfront and the modern amenities of Town Center, Virginia Beach caters to a wide range of lifestyles and preferences.
Ready to make Virginia Beach your home? Our Jumbo Verified™ lender network is here to offer competitive rates and personalized mortgage plans for Virginia Beach’s unique real estate market. Whether you’re drawn to a beachfront property, a family home in a quiet neighborhood, or a contemporary condo with city views, we’re here to support your homeownership journey in Virginia Beach.
Tailored Mortgage Solutions for Virginia Beach’s Diverse Real Estate Landscape
Virginia Beach’s real estate market reflects the city’s diverse appeal, offering a range of properties from oceanfront estates to suburban single-family homes and downtown lofts. Our lending experts are prepared to offer mortgage strategies that cater to your specific home-buying goals in Virginia Beach.
- A comprehensive selection of mortgage types for Virginia Beach properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to match Virginia Beach’s varied property landscape, offering you a chance to find a home that aligns with your coastal lifestyle.
- Customized mortgage plans that complement your life in Virginia Beach, whether you’re seeking the tranquility of the beach or the vibrancy of city life.
- Insightful knowledge of Virginia Beach’s housing market, with access to specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in Virginia Beach, enhancing your path to homeownership in this coastal city.
Embrace the Vibrant Lifestyle of Virginia Beach
Virginia Beach is not just a place to live; it’s a lifestyle enriched by opportunities for relaxation, adventure, and community engagement. From the iconic Neptune Festival to paddle boarding on the Back Bay, Virginia Beach invites you to a life full of sun, surf, and sand.
2024 VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ACCOMACK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALBEMARLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGHANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMELIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMHERST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| APPOMATTOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARLINGTON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| AUGUSTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BATH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEDFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOTETOURT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRUNSWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCHANAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMPBELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAROLINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLES CITY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTERFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARKE COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CRAIG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CULPEPER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DINWIDDIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFAX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FAUQUIER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FLOYD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLUVANNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOOCHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAYSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENSVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALIFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANOVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIGHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISLE OF WIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JAMES CITY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING AND QUEEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KING WILLIAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOUDOUN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| LOUISA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUNENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MATHEWS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECKLENBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NELSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOTTOWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PATRICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PITTSYLVANIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWHATAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE EDWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRINCE WILLIAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAPPAHANNOCK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| RICHMOND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKBRIDGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCKINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUSSELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHENANDOAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMYTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOUTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPOTSYLVANIA COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| STAFFORD COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUSSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAZEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTMORELAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYTHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALEXANDRIA CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BRISTOL CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUENA VISTA CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTESVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESAPEAKE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLONIAL HEIGHTS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COVINGTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DANVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMPORIA CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFAX CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FALLS CHURCH CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| FRANKLIN CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICKSBURG CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GALAX CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISONBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOPEWELL CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEXINGTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYNCHBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANASSAS CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MANASSAS PARK CITY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARTINSVILLE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWPORT NEWS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORFOLK CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETERSBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POQUOSON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PORTSMOUTH CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RADFORD CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANOKE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALEM CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STAUNTON CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUFFOLK CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VIRGINIA BEACH CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNESBORO CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSBURG CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINCHESTER CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND VIRGINIA BEACH
Neighborhoods
Dam Neck Naval Air Station, North Central, Fort Story, Northeast, Northwest, US Navy Little Creek Amphibious Base, Atlantic Ave / Myrtle Ave, Cavalier Park / Bay Colony, Great Neck Manor / Forest Hills, North Virginia Beach, Lynnwood, Bay Island / Broad Bay Colony, Sandbridge Beach / Sigma & Linkhorn / Linkhorn Estates.
Zip Codes
23451, 23452, 23453, 23454, 23455, 23456, 23457, 23459, 23460, 23462 & 23464
Counties
Virginia Beach County, Southampton County, Sussex County, Prince George County, Charles City County, Isle of Wight County, Northampton County, Accomack County, York County, Eastville County, Chesterfield County, New Kent County, King and Queen County, King Williams County & Essex County.